Cash Flow Statement (Excel Format Template)

What's Inside

This statement of cash flows template has four simple components:

Cash Flow (indirect)
Detailed cash flow (direct)
P&L (supporting info)
Balance sheet (supporting info)

Easily input your P&L and your balance sheet into this template. (You can do this in one click if you're a Cube user, FYI.) From there, you can easily calculate and report on your cash flow on a by-month basis.

This template uses both the direct and indirect methods of cash flow.

Complement this template by pairing with our other pro forma templates.

Use with Cube

This is an Excel template. You don't need to be a Cube customer to use it!

But if you are a Cube user, you can start using this template in under two minutes. Here's how.

Step 1: Open the template in Excel or Sheets.

Step 2: Customize the row and column headers to match your Cube's dimensions and filters.

Step 3: Select the range where you want to fetch your data.

Step 4: Fetch your data.

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Why choose our Statement of Cash Flows template?

Our user-friendly template is intuitive, making it easy for team members of all skill levels to contribute to your financial planning process. Let’s explore why our tool is the smart solution for your financial management.

Customizable: Our cash flow template is designed with flexibility in mind, allowing you to tailor it to your specific business needs and reporting requirements with ease.

Automated calculations: Optimize your financial reporting process with our template, which automates calculations and consolidates data, saving you valuable time each reporting period.

Straightforward usability: Designed with user experience in mind, our template is accessible to finance professionals and novices alike, ensuring that anyone can use it effectively.

Cost free: Full access to our versatile cash flow template, completely free.

All about Statement of Cash Flows

The statement of cash flows describes all the cash activities that go in and out of an organization. It also includes cash received from usual operations and investments.

There are two major methods for calculating cash flow, although both give you the same end result.

Detailed cash flow (direct) - The direct method determines changes in cash receipts and payments from operations. In other words, it only reflects what's actually happened.

Cash Flow (indirect) - The indirect method takes into account net income and net expenditures in a given period. This means you have to credit and debit your asset and liability accounts respectively to determine the implied cash flow, even if cash has not changed hands yet.

What Insights Does the Statement of Cash Flows Provide?

The Statement of Cash Flows offers valuable insights into a company's financial operations by highlighting the quality of its earnings, which can be inferred by comparing the cash generated from operating activities to the company's net income.

For investors, this financial statement is particularly informative as it encapsulates the essence of the adage "cash is king," providing a comprehensive overview of cash movements into and out of the business.

It serves as a window into the company’s financial efficiency and its ability to sustain itself through its core business activities.

Common pitfalls to avoid when using a Statement of Cash Flows template

When utilizing a cash flow statement template, it's important to navigate the process with care. This section delves into the typical pitfalls to be mindful of, ensuring your cash flow analysis remains accurate and effective.

Mixing accrual and cash accounting: Ensure all entries reflect cash transactions, not revenues or expenses recognized on an accrual basis.

Double counting: Avoid recording the same transaction in multiple sections, which could distort the cash position.

Ignoring non-cash transactions: Although non-cash activities don't appear in the cash flow statement, they must be reconciled in the notes or supplementary information.

Overlooking bank fees and interest: Small, regular transactions like bank fees or interest payments/receipts should also be included.

Not reconciling with balance sheet and income statement: Ensure the cash flow statement reconciles with changes in the balance sheet and ties back to the net income reported in the income statement.

Additional resources

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Step up your game like the pros with Cube Software's cash flow statement template for Excel. Grab your copy today to simplify, streamline and improve your money management process.