17 FP&A software tools: 2025 comparison

Best FP&A software at a glance

Before we dive into the details, here’s a quick glance at some of the best FP&A software on the market:

1. Cube
2. Workday Adaptive Planning
3. Anaplan
4. Planful
5. Vena
6. Prophix
7. Oracle Essbase
8. Oracle Hyperion
9. Oracle PBCS
10. Netsuite Planning and Budgeting
11. Datarails
12. Jedox
13. OneStream
14. Centage
15. Mosaic Tech
16. Pigment
17. Jirav

What is FP&A (financial planning and analysis)? 

Financial planning and analysis is the set of strategic activities (planning, budgeting, forecasting, and analysis) that enable a company's ongoing financial health and ability to grow. 

FP&A encompasses routine activities like financial close and consolidation, cash flow reporting, and financial reporting, as well as more strategic initiatives like integrated financial planning, budgeting, scenario planning, financial forecasting, financial modeling, and financial reporting.

When done right, FP&A tells the story of the past—and helps to write the story of the future.

How do you do FP&A?

FP&A starts with the following steps: 

• Data gathering and budgeting: This step involves collecting financial data and creating an annual budget based on trends, economic conditions, and business goals. FP&A teams collaborate with departments to ensure budget alignment with the company’s objectives.
• Forecasting and modeling: This step involves developing forecasts and constructing models for potential scenarios, considering both internal and external factors. It enables finance leaders to explore “what if” scenarios and choose the best course of action.
• Analysis and reporting: This step compares actual performance to forecasts. FP&A teams perform variance analysis to understand deviations and communicate insights to leadership, supporting informed decision-making and strategic adjustments.

What is FP&A software? 

Financial planning and analysis software solutions are financial management tools that help FP&A professionals carry out core financial processes.

They can automate manual FP&A tasks, such as data collection, consolidation and verification, planning and forecasting, budgeting, and performance monitoring and analytics. 

FP&A tools help finance teams:

• Build financial models and forecasts 
• Use predictive analysis to assess the impact of business decisions on profitability, cash flow, and future outcomes 
• Provide advanced financial analysis and advice to organizations 
• Develop multiple scenarios and create flexible integrated strategic plans 
• Keep tabs on the business’s general financial performance, health, and investments 
• Identify and measure risks or new opportunities for business growth

Of course, the functionality of FP&A software goes beyond this list. It can also integrate with other solutions you typically use, like an ERP, CRM, HRIS, or business intelligence (BI) software.

Best FP&A tools: Quick overview

With so many options on the market, choosing the right FP&A tool can feel overwhelming. To help simplify the decision-making process, here’s a quick snapshot of top vendors based on key metrics like implementation, support, results, and usability. 

This chart gives you a high-level comparison. In the following sections, we’ll explore each tool in greater depth.

Benefits of FP&A tools for finance teams

FP&A software can help finance teams work smarter and faster. Here are a few of the main ways it achieves this:

Reduces errors

Errors in financial reporting can expose your organization to financial losses, regulatory non-compliance, and loss of goodwill.

FP&A software improves the accuracy of financial planning and analysis by automating manual data entry and calculations prone to mistakes.

It also provides a centralized platform that integrates with various data sources, supporting consistent data input and reducing errors that occur when pulling data from different places. 

Saves time

Automating repetitive tasks with FP&A software gives you and your team more time to focus on strategic decision-making processes.

Most FP&A software is cloud-based, enabling real-time updates and reporting on a single platform. Your team won't waste time sifting through multiple information databases.

Additionally, FP&A software's advanced analytical capabilities allow users to analyze more data, perform complex calculations, analyze scenarios, and conduct predictive modeling in less time than manual methods.

Centralizes data 

According to a PWC survey, about 80% of FP&A tasks are being done in offline spreadsheets and databases. This creates data silos and reduces how easily you can access data. 

FP&A tools provide a centralized platform for carrying out all finance-related tasks. This allows stakeholders to access information whenever and wherever they please. 

Beyond preventing data silos, having centralized data also helps you maintain data integrity. FP&A software provides controls to prevent unauthorized access, data loss, or data manipulation.

How to choose the best FP&A software

FP&A software is not one size fits all—software that works great for one organization may not be the best for you. That said, there are certain functionalities that all FP&A software should provide to be useful to its users.

To make sure you choose the best FP&A software for your business, here’s what you need to keep in mind:

1. Review FP&A software features

Look for core features that match your business goals. Key functions like budgeting and forecasting help set financial targets and track progress, keeping your team aligned with goals. Scenario planning also prepares your team to handle different business situations effectively.

Automated reporting can deliver rapid insights, while AI-driven financial analysis boosts confidence in forecasts by drawing on historical data.

Additionally, make sure the software has strong integration capabilities to connect seamlessly with your existing enterprise resource planning (ERP), customer relationship management (CRM), and spreadsheet systems for less manual data entry.

2. Consider implementation time

Imagine you’ve spent considerable time searching for FP&A software. You find the perfect solution and pay for it—but then you realize it will take at least three months to fully integrate.

Yikes.

Time is money (and notoriously hard to come by), so it’s imperative to select FP&A software with a short implementation time and onboarding process. 

But don't just take the software provider’s word for it—see for yourself. Try product demos and read reviews to ensure you can integrate the software into your current processes quickly.

3. Prioritize ease of use

There’s no point in adopting FP&A software with great features if it’s too difficult for non-technical people to use. Intuitive software with excellent onboarding helps the team adopt it faster, making its use feel natural over time.

Product reviews on sites like G2 and Capterra can help you find software that's easy to use.

4. Look for customization and flexibility

You’ll need the option to customize dashboards, financial models, and reports to fit your business requirements and current processes. The software should also be flexible enough to integrate data from different sources and connect with your existing systems.

Customizability and flexibility in FP&A software ensure adaptability and will support future changes in your processes, workflows, and business outcomes.

5. Prioritize data security

Maintaining data integrity is crucial to prevent unauthorized access and manipulation of your organization's financial information. Choose FP&A software that offers enterprise-grade cloud security, including customizable controls, data encryption, authorization, multi-factor authentication (MFA), and single sign-on (SSO).

Ensure the software has passed industry-standard security and regulatory compliance checks, such as the SOC 2 Type 2 examination.

6. Choose advanced analytics and reporting

Advanced analytics and reporting will enhance your decision-making and provide deeper insights into your business performance and priorities. Look for software that offers dynamic reporting, machine learning algorithms, predictive analytics, and scenario modeling.

Effective FP&A software should efficiently handle data validation, especially when importing historical data into models. Dynamic dashboards allow other departments to access and interpret data independently, reducing finance teams’ workload and making complex metrics accessible across the organization.

Additionally, choose a flexible solution capable of performing diverse types of analytics and adapting to various business models. Whether your organization is in manufacturing, logistics, or any other industry, an adaptable FP&A tool will support unique forecasting, budgeting, and reporting needs, driving data-informed growth across the board.

7. Ask about compliance support 

The FP&A software should comply with relevant reporting standards, financial regulations, and data privacy requirements, such as GAAP, IFRS, and GDPR. Ensure the software allows you to automate compliance reporting tasks and generate standard reports for stakeholders and regulatory bodies.

By choosing FP&A software built with compliance in mind, you can avoid compliance risks and assure stakeholders of the business's credibility.

The best FP&A software tools

Traditionally, businesses execute FP&A using large, complex, interconnected offline spreadsheets. Perhaps no other business team has a more entrenched relationship with Microsoft Excel than FP&A.

While Excel is in some ways a match made in heaven for finance professionals (easy to use, naturally designed for financial data and calculations, flexible for any financial model, etc.), it also comes with some significant flaws that create big problems and inefficiencies at scale (e.g., highly manual, stale data, not easy to share and collaborate, few controls).

To solve these challenges, several software providers set out to build new solutions that would help FP&A teams do their jobs better, faster, easier, and more confidently. However, each FP&A solution vendor focuses on different market segments and takes a different approach to helping FP&A teams.

Some are best for larger enterprises with big IT budgets, others suit existing customers of a software provider, and others ideally suit customers who want more flexibility in their software strategy. All you need to do is find the one that’s right for you! 

To help you decide, here are some of the top FP&A software providers, their key features, benefits, pricing, and more details.

1. Cube

Cube is a cloud-based FP&A platform that helps companies hit their numbers without having to sacrifice their spreadsheets. Cube helps finance teams work anywhere—integrating natively with both Excel and Google Sheets—so that they can plan, analyze, and collaborate with the ultimate speed and confidence.

Many high-growth companies (like Instride and Figment) use Cube for all their FP&A needs.

Cube does the following:

• Eliminates manual work and provides the real-time insights finance needs to strategize with speed and agility
• Pairs the flexibility and familiarity of your native spreadsheets with the control and power of enterprise software
• Gets you up and running in weeks, not months, which means faster time to value at a lower cost
• Connects with any source system, browser, and sheet in moments, so you don't have to change your work
• Provides access to an award-winning customer team with deep FP&A experience

Best for:  Cube’s simple and intuitive experience makes it an excellent choice for mid-market companies that want to start fast with scalable, enterprise-grade technology at a reasonable price.

Key features:

• Automated data consolidation: Connect data from numerous sources for automated rollups and drilldowns.
• Multi-scenario analysis: Seamlessly model how changes to key assumptions affect overall outputs.
• Endless integrations: Leverage native integrations for spreadsheets (Google and Excel), accounting & finance, HR, ATS, billing & operations, sales & marketing, and business intelligence. 
• Customizable dashboards: Build and share customizable dashboards.
• Native Excel and Google Sheets integration: Access bi-directional integration with Excel and Google Sheets.
• Multi-currency support: Evaluate your financials in both your local and reporting currencies.
• User-based controls: Ensure the correct data goes to the right people at the right time with user controls, validations, and an audit trail.
• Centralized formulas and KPIs: Store all your calculations in a central location and manage from a single source of truth.
• Drilldown and audit trail: Get straight to the transactions and history behind a single data cell in just one click.

These FP&A software features translate to easier reporting and KPIs, more accurate forecasting and budgeting, faster close and consolidation cycles, and collaborative teamwork for more control and fewer mistakes.

Integrations:

Cube is built to work directly with most finance and business systems including ERP, CRM, HRIS, Business Intelligence systems, and more. Cube has bi-directional integration with Google Sheets and Microsoft Excel, which gives customers an incredible amount of versatility to choose the user experience that is right for them and their business teams.

Limitations: Cube is not for individual business owners. It works best for mid-sized or enterprise businesses.

Pricing:

• Pricing starts at $2,000/month

2. Workday Adaptive Planning

Workday Adaptive Planning, formerly Adaptive Insights, provides enterprise planning software to upgrade planning, modeling, budgeting, and forecasting. Their solutions cover financial, workforce, and sales planning to promote collaboration across the enterprise without manual spreadsheets or clunky legacy systems. Workday Adaptive Planning is a financial management solution.

Workday Adaptive Planning for finance provides explicitly flexible, scalable financial planning and analytics for large enterprises; powerful modeling for any size business; reporting that’s easy to use and always up to date, and real-time financial consolidation that accelerates your financial close. 

The solution also covers FP&A solution needs for modeling, collaboration, analytics, management reporting, board reporting, scenario planning, and financial consolidation.

Key features: 

• Analytics and reporting: Build tailored reports and analyze data with customizable dashboards and interactive visualizations. 
• Budgeting and forecasting: Create and compare multiple what-if scenarios and build monthly or quarterly budgets and forecasts. 
• Scenario planning: Use data-driven predictive forecasting and modeling capabilities for in-depth insights.
• Strategic planning: Assess the impact of decisions across the organization with strategic planning tools.

Limitations: “Finding comprehensive training and information for Workday Adaptive Planning can be challenging for several reasons. Despite Workday offering official training resources, these may not always meet every user’s specific needs or cover advanced features in depth.” – G2, Verified User in Financial Services

Customer review rating: 4.3/5 on G2

Best for: Strong capabilities outside of Finance and FP&A make Adaptive Planning a good choice for large enterprises seeking a transformational, company-wide FP&A solution.

Pricing:

• Free trial: $0
• Workday Adaptive Planning: Custom quote 
• Workday Adaptive Planning & Consolidation: Custom quote

3. Anaplan

Anaplan lets you mobilize complex scenario planning to the smallest detail, intelligently forecast the biggest picture, and empower teams to make decisions. Their enterprise-wide solutions connect your strategy to your outcomes and layers of accountability connected to a single source of truth.

For Finance, Anaplan specifically provides FP&A solutions to connect your people, data, and plans across your organization to empower the right decisions without delay.

Key features: 

• Revenue planning: Get visibility into your key drivers and connect revenue planning across the enterprise. 
• Headcount planning: Track headcount expenses to maintain alignment with operating plans.
• Capital planning: Integrate capital projects from multiple units to inform investment decisions.
• Data integration: Integrate data types from multiple sources, like ERP and CRM systems, into a single platform.

Limitations: "The major drawback for me is the lack of native integration with external systems, which has required us to do additional work to connect external data sources through API. Anaplan announced the upcoming release of the Anaplan Data Orchestrator (ADO) which I hope will address this limitation by improving data integration and orchestration native capabilities." User review 

Customer review rating: 4.3/5 on Capterra

Best for: Anaplan is good for large enterprise customers with a strong IT team ready to lead an enterprise-scale transformation initiative.

Pricing: Pricing is not available on the Anaplan website. Online sources report that Anaplan‘s pricing is on the higher end.

4. Planful

Planful offers a cloud FP&A software platform focused on continuous planning. Their solution covers structured and dynamic planning, consolidation, and reporting. Planful’s continuous planning platform marries finance’s need for structured planning with the business’s need for dynamic planning, elevating the financial conversation and helping you make better decisions more quickly, confidently, and strategically.

For Finance, Planful highlights use cases for managing cash flow, workforce reporting, financial reporting, annual operating planning, monthly close and consolidation, and multi-dimensional analysis.

Key features: 

• Driver-based forecasting: Get full visibility into cash balances and adjust key drivers to manage cash position. 
• Data consolidation: Combine financial data from multiple sources into a single view.
• Drill-down analysis: View and analyze specific areas of business financial data.
• Cash flow and rolling financial forecasts: Predict and manage cash flow and make adjustable future projections.

Limitations: “Some things just do not seem intuitive. … Too many features of the system seem to not communicate with each other automatically.” User review

Customer review rating: 4.5/5 on G2

Best for: Planful is ideal for larger companies with big FP&A teams that want to expand their scope of influence beyond Finance.

Pricing: Pricing is not listed on their website. Online sources report that Planful pricing starts from $1,250 monthly.

5. Vena

Vena offers a complete planning platform to unite people, processes, and systems. They offer pre-built solutions to automate time-consuming tasks so you can spend less time checking your data's accuracy.

Specific capabilities include financial planning and analysis, integrated business planning, financial reporting, regulatory compliance reporting, and financial close management. Vena focuses on helping companies support overall growth and refers to its platform as a “growth engine.”

For Finance, Vena offers “pre-configured” FP&A software that provides a prescriptive approach to corporate performance management but can be customized to meet specific business needs and industry requirements.

Key features:

• Budgeting: Create top-down, bottom-up, zero-based, or driver-based, budgets and reduce cycle times.
• Forecasting: Build rolling forecasts and what-if analysis for future planning with advanced modeling capabilities.
• Reporting and analysis: Compare departmental financials, build ad hoc reports, and view income statements.
• Audit trails: See the history of each cell and number, and track changes and versions of documents.

Limitations: “Even with an Excel-based interface, it still has a steep learning curve. Mastering all of its features and functionalities can take time and effort.” User review 

Customer review rating: 4.6/5 on Capterra 

Best for: Vena is ideal for companies that need the fixed process and planning guidance of pre-built FP&A solutions or that have the resources to uniquely customize those pre-built solutions for their own needs.

Pricing:

• Professional: Custom quote
• Complete: Custom quote

6. Prophix

Prophix offers Corporate Performance Management (CPM) software to improve profitability and minimize risk by automating repetitive tasks so FP&A can focus on what matters. Their solutions help teams budget, plan, consolidate, and report automatically. They also offer cloud or on-premise solution options.

For Finance, Prophix provides solutions for automating repetitive budgeting tasks and business processes, such as data imports, report generation, and allocations.

Prophix also offers the ability to detect and surface unusual transactions with text or voice.

Key features: 

• Predictive forecasting: Carry out quarterly and rolling forecasts with predictive forecasting tools that make forecasting faster and more accurate.
• Data collection and analysis: Collect and analyze data to make informed business decisions.
• Compliance audit prep: Prepare financial records according to accepted audit standards.
• AI-driven insights: Use AI insights to make on-the-fly decisions, track performance, and drill into variances to uncover root causes.

Limitations: “It's a bit of a steep learning curve up front to learn how to build out the software.” User review 

Customer review rating: 4.4/5 on G2

Best for: Prophix is best for companies with slow, manual, repeatable FP&A processes that can be easily automated and replicated using the solution’s pre-built functionality.

Pricing: Pricing is not listed on their website. Online sources reveal that Prophix pricing starts from $3,000 monthly.

7. Oracle Essbase

Oracle Essbase allows organizations to rapidly generate insights from multidimensional data sets using what-if analysis and data visualization tools. It is a business analytics solution for analysis, reporting, and collaboration across all lines of business within your organization. You can interact with Essbase through a web or Microsoft Office interface to analyze, model, collaborate, and report.

Oracle Essbase would complement existing FP&A tools for Finance with deeper analytics and modeling capabilities. It is not a Finance-focused solution.

Key features: 

• Out-of-the-box calculations: Leverage up to 100 prebuilt mathematical functions that you can apply to derive new data. 
• Integration with Microsoft Office: Import financial data into an Excel spreadsheet to calculate and analyze data.
• Forecasting and scenario planning: Predict future financial performance and resource needs, and develop plans to optimize the use of financial resources.
• Visual interfaces: Create customizable charts and graphs to visualize data.

Limitations: “It is not very fast when it comes to extracting the data and in my opinion, it needs a better API. Also, there is a great need for proper documentation as there are a lot of undocumented commands.” User review 

Customer review rating: 4.3/5 on G2

Best for: Oracle Essbase is ideal for large enterprises with deep IT resources that already have a robust FP&A solution, have analysis teams seeking targeted analytics and modeling tools, and are already invested in Oracle back-office solutions.

Pricing: Pricing is not available on their website, and online sources.

8. Oracle Hyperion

Oracle Hyperion Planning is a centralized planning, budgeting, and forecasting solution that integrates financial and operational planning processes and improves business predictability. It supports enterprise-wide planning, budgeting, and forecasting using desktop, mobile, and Microsoft Office interfaces.

It also provides a robust modeling framework that helps develop reliable financial forecasts based on sales and operational assumptions to produce cost-effective enterprise alignment.

For Finance, Oracle Hyperion Planning allows you to align financial plans, models, and forecasts across cost centers and lines of business for faster decision-making. Oracle Hyperion Planning is a component of Oracle’s broader solution for Enterprise Business Planning.

Key features:

• Data integration: Leverage bidirectional data integration with ERP systems, legacy applications, data warehouses, and other enterprise data sources.
• Reporting and dashboards: Access customizable dashboards, interactive analytics, and financial reports.
• Mobile access: Do planning, budgeting, and forecasting tasks with a fully functional browser-based experience from iOS, Android, or Windows tablets. 

Limitations:  “Teaching the user how to use the software can be troublesome sometimes because our clients who are not from technical background find it a bit difficult to use. Also my team and I face technical glitches a lot when we work on the application simultaneously." User review 

Customer review rating: 3.9/5 on G2

Best for: Oracle Hyperion Planning is ideal for large enterprises with strong IT teams seeking a broad performance planning management solution integrated into existing Oracle enterprise solutions.

Pricing: Pricing is not available on their website.

9. Oracle PBCS

Oracle Enterprise Planning and Budgeting Cloud Service (PBCS) empowers operational planners with the flexibility, scalability, and ownership to plan how they want while offering the transparency and control required for corporate finance.

This solution combines built-in best practices with high configurability by providing an innovative configuration framework that can be used out-of-the-box or further enriched for your unique requirements.

For Finance, Oracle PCBS includes business process frameworks that can be used to address your planning needs: strategic modeling, financials, workforce, projects, and capital. Each can be used entirely or mashed up with configured processes to quickly deliver value to your planning.

Key features: 

• Planning, budgeting, and forecasting: Create goal-oriented, driver-based plans, budgets, and forecasts.
• Scenario modeling: Use large-scale, freeform modeling to rapidly model multiple complex what-if scenarios and validate assumptions. 
• Automated cash management: Automate the collection of all relevant data streams, such as cash, accounts receivable, accounts payable, payroll, tax, and external bank data. 

Limitations: “Sometimes, PBC being an empty box application, you may get confused on what features are available or possible to have.” User review 

Customer review rating: 4.2/5 on G2

Best for: Oracle PCBS is ideal for large enterprises seeking financial and operational planning solutions, which have already invested in Oracle back-office infrastructures.

Pricing: Pricing tiers and details are not listed on their website and online sources.

10. Netsuite Planning and Budgeting

NetSuite Planning and Budgeting enables organizations of all sizes to quickly adopt a world-class planning and budgeting application offering market-leading functionality across lines of businesses. Planning and Budgeting automate labor-intensive planning and budgeting processes and centralize company financial and operational data.

Finance teams can quickly and easily produce budgets and forecasts, model what-if scenarios, and generate reports within one collaborative scalable solution.

For Finance, NetSuite Planning and Budgeting standard edition can facilitate company-wide and departmental budgeting with pre-built reports, templates, and capabilities. A premium edition offers a planning and budgeting solution developed for a handful of specific industries, such as nonprofits, software, agencies, and services. Expert NetSuite Services consultants must implement the premium edition.

Key features:

• Budgeting and forecasting: Automate company-wide and departmental budgeting processes with prebuilt workflows. 
• Scenario planning and modeling: Perform scenario modeling and multidimensional planning with any amount of dimensions such as expense, product, customer, etc. 
• AI-powered predictive planning: Leverage embedded AI to automate data analysis, predict algorithms, and monitor plans. 
• Data synchronization: Create driver-based sales and revenue forecasts with data from all business units. 

Limitations: “The drawback I have seen so far is consistently connecting and interacting with our bank accounts. The account transactions, when imported, exist only on one screen. Unlike Quickbooks, you cannot use them to post to your general ledger - you must create your own NetSuite records to match the bank records.” Review 

Customer review rating: 4.0/5 on G2

Best for: NetSuite Planning and Budgeting is best for large companies and enterprises in limited industries with NetSuite solutions already deployed in other business areas.

Pricing: Pricing tiers and details are not listed on their website and online sources.

11. Datarails

Datarails is an AI-powered FP&A platform that helps finance teams  build financial models and spreadsheets and automate repetitive processes. 

The platform supports data consolidation, financial reporting, scenario analysis, financial reporting, and ERP-Excel connectivity. 

For finance, Datarails has a FinanceOS solution that offers cross-company alignment between the finance team and other teams in the organization. It allows users to integrate with other business solutions, such as ERPs and CRMs, and provides a consolidated platform for data management.

Key features: 

• Consolidation: Automate data collecting from multiple software across the organization and bring it all to one place. 
• Budgeting: Organize your budget collection process, and estimate costs and revenue for the entire organization. 
• Forecasting: Use up-to-date financial projects to plan ahead and make data-driven decisions. 
• Data visualization: Leverage graphs and charts to share data and collaborate with other teams. 

Limitations: “Exporting large volumes of data or directly integrating to BI tools like Tableau could be improved. Permission management is time consuming and highly detailed. I wish there was a better way to lock an entire version with one or two clicks.” User review 

Customer review rating: 4.7/5 on G2

Best for: Datarails is best for small and medium business finance teams that use Excel for FP&A.

12. Jedox

Jedox is a planning and performance management platform that enables users to create forecasts, budgets, and forecasts. It offers AI-assisted planning, budgeting, and analysis and lets users model attributes and create sets of business logic. 

Its FP&A platform allows self-service no-code data integration from multiple sources for finance and automates transaction recording for financial statements like P&L, balance sheet, and cash flow. 

Jedox has an interface similar to Excel that enables teams across departments to collaborate. 

Key features: 

• Financial modeling: Create advanced financial models with clear predictions. 
• Financial analysis: Leverage analytical tools to analyze financial performance, identify improvement opportunities, and find trends.
• Cashflow planning: Optimize cashflow management and free up resources for innovation and growth. 
• Management reporting: Transform raw data into actionable insights with customizable reports and real-time data. 

Limitations: “Requires investing of time into trainings (for administrators, reporters)—such solutions probably could not be simply installed and used 'from the box'. It requires time to spend for trainings/certifications provided by Jedox or other partners.” User review 

Customer review rating: 4.4/5 on G2

Best for: Jedox is best for building modular solutions for integrated planning and creating customized ESG reports in-house.

Pricing: Pricing is not available on their website. Online sources reveal that Jedox pricing starts at $50 per user per month.

13. OneStream

OneStream is an enterprise finance platform that provides agile planning and reporting for finance teams. It enables users to unify their finance processes and deliver actionable analytics, forecasts, and financial signals. 

The platform has an embedded AI solution that enables users to create AI models pre-built on top of their own data models. Its generative AI helps businesses query and interact with financial intelligence data with workflows and data structures. 

OneStream also has an extended planning and analysis (xP&A) platform built to help finance teams align operational plans with financial performance. 

Key features: 

• Planning, budgeting, and forecasting: Integrate data from multiple sources and model various scenarios across financial metrics. 
• Reporting and analytics: Use drag-and-drop reporting tools and dashboards to analyze data and visualize trends.
• Scenario planning: Isolate key drivers like new product launches or pricing changes, model different scenarios and create driver-based plans. 
• Profitability analysis: Manage profitability scenarios with integrated visualizations and reporting. 

Limitations: “User interface can be challenging to use and extensive training is required to become a power user. Not an intuitive interface.” User review 

Customer review rating: 4.6/5 on G2

Best for: OneStream is best for building AI models on top of a business’s already existing data models.

Pricing: Pricing is not available on their website and online sources.

14. Centage 

Centage is a cloud-native budgeting and forecasting software that enables businesses to automate budgeting, forecasting, and reporting processes through advanced financial intelligence. 

It’s a formula-free, drag-and-drop solution that lets users update statements or add new accounts without re-entering formulas.

Centage provides a web-based financial dashboard for tracking metrics, budgets, opportunities, and risks. It lets users combine and layer data from ERP, CRM, and GL systems to get an overview of their business.

Key features: 

• Budgeting: Collaborate with people in real-time to build multi-dimensional budgets.
• Forecasting: Forecast and evaluate actuals to track performance. 
• Consolidated reporting: Simplify the consolidation of reports and financial statements.
• Workforce planning: Build a detailed workforce budget, automate real-time salary forecasts and headcount calculations. 

Limitations: “End users would like some functions similar to Excel functions.” User review 

Customer review rating: 4.3/5 on G2

Best for: Centage is best for expense tracking and asset management. 

Pricing: 

• Standard: Custom pricing
• Professional: Custom pricing
• Enterprise: Custom pricing

15. Mosaic Tech

Mosaic is a strategic finance platform that provides real-time analytics and planning for finance teams. Users can connect their tech stack to the platform and directly integrate data from popular HRIS, CRM, ERP, and data warehouse systems. 

Mosaic offers model builders, 3-statement models, and what-if scenario planning. 

Mosaic also has a chat-based AI tool to help users monitor their workflows, view insights, and automate tasks. 

Key features: 

• Data integration: Synchronize data from ERP, CRM, and HRIS applications on a single platform. 
• Automated reporting: Reduce manual report building using tailored and pre-configured metrics to create custom reports.
• Headcount planning: Forecast the cost of current and future employees and make data-driven decisions. 
• Custom metrics: Bring in financial and operational data to build new metrics you can use in dashboards and reports. 

Limitations: "More customized charts/tables would be a nice-to-have within Mosaic. While there is a breadth of different charts and tables, it would be nice to have the ability to customize these displays more quickly than it currently is within the tool." User review 

Customer review rating: 4.7/5 on G2

Best for: Mosaic suits small and medium businesses that want to maintain 3-statement models.

Pricing: 

• Analytics: Custom pricing
• Foundation: Custom pricing
• Growth: Custom pricing

16. Pigment

Pigment is designed to help finance, HR, and revenue teams build flexible plans, budgets, and forecasts. The platform also connects these teams together so they can build a single business plan rather than three. 

It has features like drill-down and waterfall charts that allow users to gain visibility into their business data during collaboration. 

Pigment allows finance teams and CFOs to build and approve agile, integrated business plans. It provides access controls, automated workflows, and collaboration capabilities that smooth the financial planning process. It also lets finance teams build dynamic, multidimensional business models that draw data from multiple sources. 

Key features: 

• Financial modeling: Model plans using intuitive syntax, auto-complete formulas, and auto-generate diagrams. 
• Reporting: Build plans with business-specific visuals all connected to a single source of data. 
• Collaboration: Leverage built-in collaboration features and access controls to keep everyone on the same page. 
• Headcount planning: Align hiring plans with business strategy revenue objectives and salesforce capacity. 

Limitations:  “Complex learning curve for end users. Despite Pigment's comprehensive onboarding experience facilitated by a knowledgeable team, some end users may find it challenging to fully dive into the multitude of features offered, especially those accustomed to years of using simpler tools like Excel.” User review 

Customer review rating: 4.6/5 on G2

Best for: Pigment is best for businesses that want to build a single business plan through collaboration between finance, HR, and revenue teams.

Pricing: Pricing is not available on their website and online sources.

17. Jirav

Jirav is reporting and planning software purpose-built for small and medium businesses (SMBs) and accounting firms. 

It enables users to forecast, budget, build dashboards, and generate reports that provide insights into business financial health. Users can automate their reporting and analytics and model multiple scenarios for risk situations. 

For accounting and CFO teams, Jirav offers custom planning and reporting tools that help them maintain oversight of the business’s cash flow and working capital assumptions. Its scenario planning tool also supports the creation of agile scenarios that adapt to changing business strategies.  

Key features: 

• Driver-based forecasting: Model and predict future performance with more accuracy using key drivers. 
• KPI monitoring: Create reports and dashboards using specific industry metrics and store them in a KPI library. 
• Integrations: Integrate with existing accounting tools to centralize financial data.
• Scenario planning: Build and analyze multiple scenarios to make data-driven decisions. 

Limitations: “Jirav definitely has a learning curve and it would probably be best utilized by an in-house full time person at an organization that has the capacity to continually update it. Specifically, it is time consuming to learn the drivers and how they work and learn some of the nuances of the software such as the staffing table and how to best use it efficiently. We also encountered some challenges when using Jirav such as maintenance to the software while we were using it.” User review 

Customer review rating: 4.7/5 on G2

Best for: Jirav is best for small and medium companies and accounting firms that want to maximize operational growth. 

Pricing: 

• Industry Safari: $20,000+
• Strategy Safari: Custom pricing

Bonus: Best AI tools for FP&A

In addition to automating tasks, the best AI tools for FP&A enhance forecasting accuracy, enable real-time data insights, and allow FP&A teams to focus on more complex tasks. 

The best FP&A AI tools include:

• Cube: Streamlines financial planning, reporting, and analysis processes for businesses. Cube’s AI tool eliminates the inefficiencies and complexities often associated with traditional FP&A tools. It offers smart forecasting, proactive variance analysis, and automated data validation. Jumpstart planning tasks by creating AI-proposed forecasts, highlighting financial variances, and automatically identifying inconsistencies in your data—ensuring data accuracy without manual effort. 
• Sage Intacct Automates routine tasks like invoice processing and provides a dynamic, real-time view of business performance.
• Anaplan: Leverages AI for complex data modeling, enabling strategic forecasting and cross-functional planning for large organizations.
• Vena Insights: Provides real-time data for AI-powered reporting and analysis, enabling finance teams to make informed decisions.
• Planful Predict: Leverages machine learning and AI to improve the efficiency of budgeting, forecasting, and financial reporting processes.

Choose the best FP&A software

The right FP&A software can transform how financial planning and analysis work in your organization. You must choose one that fits your organization’s size, business model, and internal workflows.

Look for: 

• Usability: Ensure the software is user-friendly with an intuitive interface suitable for nontechnical users.
• Scalability: Choose software that fits current needs and can grow with your business to avoid switching platforms.
• Accessibility: Opt for cloud-based software that serves as a single source of truth for all relevant teams.
• Automation: Look for software with ML and AI functionality to automate tasks and perform advanced financial analysis.
• Cost-effective: The software should be a long-term investment with costs aligned to the value it brings.

Still unsure? Get a free demo to see if Cube is the right fit.